See the Summary of Credit Terms link  for important information on rates, fees, costs, conditions and limitations. An introductory balance transfer fee1 of 3% for the first 15 billing cycles applies to the offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10). For all other credit card products a balance transfer fee1 of 5% applies to each balance transfer that you make (minimum $10). Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.